Do I Need To Register My Car If I'm Only Going To Drive On Private Land

Yes, two of the new optional coverages available are:

Hit and Run covers up to $200,000 of repair costs if your vehicle is hit past an unidentified vehicle in B.C. If your policy includes ICBC'southward Collision coverage, you lot're already covered for hitting-and-run damage.
Income Top-Up offers boosted income replacement coverage to British Columbians who earn more than than $105,500 gross income per twelvemonth, in the event that they're unable to work due to injuries from a crash.

Enhanced Care likewise brings changes to vehicle impairment coverage under Basic insurance. If you lot're not responsible for a crash in B.C. with another vehicle, your Basic Vehicle Damage covers repair costs and your premiums volition not exist impacted.

This coverage launches with Enhanced Care and volition automatically be included in your insurance.

Yes, if you don't want to drive information technology right away. However, yous should nonetheless register the vehicle in your name within 10 days of purchase. You tin do that at any Autoplan broker office. Retrieve to bring the previous owner'south signed registration certificate and a signed Transfer of Ownership form with yous.

Keep in mind, if you're planning to park it on a public street (even in a permitted zone), nearly municipalities require whatsoever vehicle parked on the street to accept valid licence plates. This means you'll demand to purchase insurance for it so cheque with your municipality to confirm what yous demand.

Make sure you continue a re-create of the Transfer Tax form signed by the new owner as a record that yous've transferred the vehicle.

If in that location are any licence plates associated with the vehicle delight run across your Autoplan broker.

Learn more than about transferring vehicle ownership.

First, inquire the person selling the car to go to an Autoplan banker to replace the missing vehicle registration.

If yous're unable to contact the seller, that'due south OK. As long every bit the vehicle is registered in B.C., we tin can exercise a vehicle records search for y'all. Delight write to:

Driver Testing and Vehicle Information
143 - 151 West Esplanade
North Vancouver, BC V7M 3H9

Explain that you lot need to identify the last registered owner. Sign the letter and include:

a photocopy of your proof of buy. For example a bill of sale, a completed Transfer/Tax Form (this is a sample just) or a notarized statutory proclamation and
a $seven cheque payable to ICBC.

Transfer/Tax forms are available at any Autoplan banker.

For more than data, please call 604-661-2233 or 1-800-464-5050 (toll-free number).

Larn more near registering a vehicle in B.C.

Y'all both do. And the easiest mode to complete your sale is to go to your Autoplan broker together with the buyer and handle all of the paperwork in the broker's office. Don't forget to bring your plates!

Acquire more about the steps of selling your vehicle.

Good news: equally long every bit the vehicle you're importing meets safety standards and federal importing rules, and was not damaged in a inundation or designated equally a parts just vehicle, yous tin can annals information technology here.

You may want to check with the Registrar of Imported Vehicles for what to keep in mind when importing a vehicle from the U.S. Y'all can get a safety inspection done at any designated inspection facility in B.C. Remember—y'all'll need a special permit and insurance to bring the vehicle hither. For details, please talk to your Autoplan broker.

Too, run into: Importing a vehicle into B.C.

No, simply please exist certain to include the correct fuel code (in this example, P or North) on the vehicle clarification department of the Transfer/Tax course (this is a sample only). You tin go a valid grade from any Autoplan broker. The fuel codes are found on the dorsum of the form.

A vehicle with an after-market fuel conversion must exist registered as modified, unless:

The fuel conversion was installed by a B.C.-licensed installer
A B.C.-licensed installer issued a BC Safety Authorization Installation Certificate, and
The vehicle did non undergo any other modifications (such as changes to pause height or chassis) that would classify the vehicle as modified.

See more than data on Modified vehicles.

Yeah. Check out the BC SCRAP-IT® Program. Chip-Information technology provides incentives to replace higher polluting vehicles with cleaner forms of transportation.

If yous retire your 2000 (model twelvemonth) or older vehicle, you tin choose from incentives such as transit passes, bicycles, car sharing memberships, new or used cars, or $200 cash. If you buy a replacement vehicle, think to update your insurance so that it's nonetheless valid.

This means that a claim was reported for the vehicle, only we don't have any record of payment for its repair or replacement at the time you got the report. This could mean that the possessor chose to non repair the vehicle, has repaired it privately, or ICBC has non yet paid for the repairs.

The crash will become on your driving record, not your friend's, and it may touch your own insurance premiums the adjacent time you purchase or renew insurance. It as well may impact whatever policies where you are a listed driver.

Observe out more about how crashes touch on your insurance premiums.

Having deductibles is standard in the insurance manufacture and it helps continue insurance affordable.

When you buy insurance, you cull a deductible. It is the amount you must pay before your insurance pays for repairs.

If the other driver is at fault, your deductible may exist reimbursed or waived.

ICBC will assess mistake based upon the information bachelor.

Past police force, every motorist in B.C. has to written report a crash within a reasonable amount of fourth dimension. Your adjuster volition try to telephone call or send a letter to the other driver before your claim appointment.

After 2 weeks, ICBC will send a second letter of the alphabet request to report within the next x days. If the other driver fails to practice so, we will appraise fault based on the information available.

Report to your private insurance company if y'all damaged your own vehicle just.

Yous'll need to report to ICBC equally well if:

at that place was any injury,
another vehicle was involved and/or
damaged to some other property.

It takes longer to settle your claim equally an ICBC adjuster may need to negotiate with the adjuster from the other insurance company.

For customers with Roadside Plus coverage, we can reimburse up to $50 toward expenses due to roadside emergencies such as:

towing your vehicle to a repair store after a breakup
retrieving keys locked in your car
irresolute a flat tire
leap-starting a battery

Report your emergency roadside expense merits online or fill up in our Emergency Roadside Expense Repayment form and transport it to:

ICBC Emergency Roadside Expense
405 - 10470 152nd Street
Surrey, BC V3R 0Y4

You'll need to make this claim inside 12 months of incurring the expense.

Visit the Courts of British Columbia website and search for ICBC merits. Y'all tin can browse through past judgments to see if at that place are any circumstances similar to your own.

Remember, every situation is unlike. Factors affecting settlement amounts include:

Types of injuries
Extent of injuries
How injuries bear on your lifestyle and power to piece of work
Previous similar settlements or court cases.

If both drivers were working at the time of the collision regardless of error. WorkSafeBC has to review your claim and decide whether you're covered.

If you were working and not at fault, you lot should make a WorkSafeBC claim. Government legislation states that ICBC is not allowed to pay out for Accident Benefits if you lot are entitled to merits medical, rehabilitation or wage-loss benefits through WorkSafeBC.

Under certain circumstances, you may choose to claim compensation through WorkSafeBC or ICBC. Delight speak to your adjuster for more than details.

Yes, we'll reimburse the amount that is required to resolve your claim. Please speak to your adjuster for more than details.

ICBC would decide if you were responsible for contributing to a passenger's injuries using precedent and instance laws, considering:

the circumstances of the crash,
the age and competence of the passenger(due south) and
whether you've made sure they wore seatbelts.

Learn more about seatbelt laws in B.C.

Yeah, in the upshot of a crash dashboard cameras tin can be very helpful in resolving fault accurately and adequately. Withal, we discourage the use of any electronic devices while driving because there is e'er the potential for information technology to be a lark.

ICBC needs to receive notices equally before long every bit possible. The fastest way is to email NOCC.handling@icbc.com (attach the find every bit a browse or picture show). Alternatively, you can take the notice to your local Claim Eye or post it to

ICBC
c/o Manager, NOCC Handling Department
#550 - 3777 Kingsway
Burnaby, B.C.
V5H 3Z7

For side by side steps, please contact your claim representative.

No. When y'all sell a collector or modified collector car, the new owner must brand a new application for collector status and plates.

See Collector vehicles for more than information.

You may only transfer the plates onto another collector status vehicle that is registered in your name within certain time frames. Please check with your Autoplan broker for details.

Yes, however if y'all are the sole registered possessor of a collector vehicle and want to change to joint ownership after, you must reapply for your collector status and pay the applicable transfer fees. The best fourth dimension to adapt for articulation ownership is when you starting time apply for your collector vehicle condition.

See Collector vehicles for more than data.

If your antiquarian vehicle has active collector plates, vintage plates may also be displayed—but only if there isn't a vintage policy (APV44) in identify. Your collector plates must be mounted in the primary licence plate location.

Only if you have a collector multi-vehicle plate and you own several collector vehicles, just drive only one vehicle at a time.

To qualify for a collector multi-vehicle licence plate, you must be the registered owner or one of the registered owners of the cars and they must all:

exist registered in B.C.
exist pre-canonical by ICBC to share the collector vehicle plate
take collector status, and
be either all cars and trucks or all motorcycles.

Find out more about Collector vehicles.

Yes, in some cases yous can annals the vehicle while it's undergoing restoration, earlier it's ready for a prophylactic inspection.

Discuss your options with your Autoplan banker today.

No, unfortunately, yous can't get a refund for any years remaining on your B.C. driver'southward licence. Commuter licensing fees contribute to the cost of the bill of fare and to road safety programs. Information technology helps keep our road safe for anybody.

As a temporary strange worker in the Seasonal Agricultural Workers Program, you may drive for up to 12 months on a valid licence from your home country.

If you're staying longer than 12 months and want to continue driving, you'll need to get a B.C. driver's licence. For more than data, delight contact the states.

I n May 2021, ICBC and the Government of B.C. launched Enhanced Care, a new way of doing auto insurance in our province. Key changes under Enhanced Care included:

More affordable insurance for customers
Improved care and recovery benefits if you're injured in a crash, for as long as you need them, no matter who is responsible
Benefits for B.C. drivers, passengers, cyclists and pedestrians who are injured in a crash with a vehicle anywhere in Canada or the U.S.
Income replacement benefits (ninety% of your net income) if y'all're unable to piece of work, with optional income top-up coverage if yous earn more than $105,500 per year
New and expanded benefits to anyone with a permanent or life-altering injury due to a crash

Inside the first year of Enhanced Care, full coverage customers saved 28% on average, or nigh $490 per policy. Savings depend on individual factors including:

Whether you purchased bones insurance only, or basic and optional third-party liability insurance from ICBC
How much optional third party liability coverage y'all purchased
If you had whatsoever at-fault crashes since you last renewed
The driving experience of you and your listed drivers – including crash history and driving convictions
Where yous live, the type of vehicle yous drive and where and how y'all utilise your vehicle

You tin can prepare an guess online. Y'all'll need a electric current Autoplan policy and the BC Services Card app installed on your mobile device.

In some cases, yes. For instance, if you lot're injured in a crash and the at-error commuter is convicted of certain Criminal Code offences, such as impaired driving, you can notwithstanding sue the other party in a civil claim for certain amercement.

You may be able to sue another parties, such as vehicle manufacturers, if their actions have contributed to the crash.

If your crash happened on or before April thirty, 2021, your claim is non covered by Enhanced Care and will still be handled under the one-time system. If you have questions well-nigh your claim, talk to your claim representative.

Hither'southward a side-by-side comparison of the former insurance system and Enhanced Care:

Yes. Non-drivers similar cyclists and pedestrians don't demand to purchase ICBC insurance to exist eligible to receive care and recovery benefits if they're injured in a crash with a vehicle.

Under Enhanced Care, cyclists and pedestrians have access to the same total range of care and recovery benefits as drivers, including income replacement benefits if they're unable to work, and additional benefits in the result of a serious or life-altering injury.

As long as you lot're not responsible for the crash, you can claim the damages caused to your wheel from the responsible driver.

You accept until midnight on the expiry engagement to renew.

It depends on where you are. If you're in B.C., find the nearest Autoplan broker to have the documents replaced.

If you're outside B.C., you'll need to:

Call us earlier faxing a completed form to ICBC:

1-800-328-4484 (Canada and the U.Due south.)

one-604-661-6956 (Other countries)

Your vehicle may need to be rated in a delivery rate grade, depending on what else y'all utilize the vehicle for and how often yous use the vehicle for delivery. We want to make sure yous're covered and so talk to your broker virtually how you programme to use the vehicle. They'll help brand sure you accept the right insurance.

Yous don't need to own a vehicle to beginning edifice an insurance disbelieve. Insurance premiums are based on a combination of factors, including driving experience, crash history, where y'all live and how y'all utilise your car, every bit these are all factors that make up your risk. Observe out more well-nigh what determines your cost of insurance.

No. There are situations when you tin can insure a vehicle without a valid driver's licence. For example, yous might own and insure a vehicle but depend on others to drive it. For more data, speak to an Autoplan broker.

If y'all're a learner, you can insure a machine with a learner's licence. Crashes caused during the learner stage will not go on your driving record; however the learner premium will employ to help cover the gamble that learner drivers correspond.

If a learner will exist driving your car, you lot will need to list them on your policy and the learner premium will apply. The learner premium ranges from $130 to $230 per yr, depending on where you live.

Detect out more about the learner premium.

Call our Autoplan Sales section at i-800-328-4484 (price-free) from Monday to Fri 8:fifteen a.1000. to 4:30 p.1000.

Sorry, we're non able to temporarily suspend your current insurance. However, a few options may be available to come across your changing needs. Speak to your Autoplan broker well-nigh:

buying a Storage Policy if you're not using your vehicle or intend to put it in storage,
reducing your coverage to a minimum, or
getting a brusque-term policy lasting between three and 11 months.

If you cancel your policy before it expires, you can be eligible for a refund. Find out more about cancelling your insurance.

ICBC will sell a blanket insurance document to the ride-hailing visitor, not individual drivers, which provides the Basic insurance during ride-hailing utilise. This coating Basic coverage is mandatory for ride-hailing companies and provides coverage for Accident Benefits and upwards to $1,000,000 third party liability.

This means you lot and your passengers will exist covered by the ride-hailing visitor's Basic insurance when you take accustomed a trip via the app, when you lot are en route to pick up the passenger(s), or transporting the passenger(s).

Boosted Optional coverage may exist purchased past the company, or you lot can add it to your policy to extend your coverage.

Find out more near insurance and licensing requirements for ride-hailing.

Peer-to-peer auto sharing allows car owners to make their vehicles bachelor for others to rent via an online platform.

How you lot are insured volition depend on whether the peer-to-peer company has ICBC blanket insurance or not. Peer-to-peer rental companies are not required to take ICBC coating insurance, so y'all should enquire with them directly to find out if they take it.

Find out more than about insurance for peer-to-peer vehicle rental.

Drivers will be asked to list those who regularly drive your car, such as household members or employees. Observe out more virtually list drivers.

If your family member is not listed on your policy and causes a crash in your car, you could confront a ane-time penalty. Listing drivers prevents this adventure. Also, having Unlisted Driver Protection on your policy can give you peace of heed if yous want the flexibility to lend your car occasionally to drivers not listed on your policy.

If you purchase another car to replace your jerry-built one, y'all have up to 10 days after buying that automobile to visit an Autoplan banker and transfer coverage on the vehicles. During that time, you can apply the onetime plates (as long as information technology's the aforementioned type of plate—for example, you're not attaching rider vehicle plates to a commercial vehicle).

If you notwithstanding ain the cleaved-down vehicle, yous'll have to visit an Autoplan broker to transfer the licence and insurance before you tin can move the plates to some other vehicle.

Tip: if your vehicle won't be used for a while, you may desire to ask your broker nigh buying storage insurance. It helps protect your vehicle even when it's not beingness driven.

Unfortunately, no. Whatever fourth dimension you cancel your insurance, you have to render the plates, including personalized ones, to your Autoplan banker to get a refund on your insurance. If your insurance only expires, yous don't need to render the plates.

You retain the rights to your slogan for 12 months from the expiry date of the policy or from the fourth dimension of cancellation. After more one year, you'll have to pay some other $100 application fee to renew the slogan.

You may contact RoadSafetyBC at ane-855-387-7747 to dispute, appeal or asking a review for some prohibitions or suspensions.

Yes, y'all may call u.s. for a re-create of your traffic ticket.

No, all prohibition, suspension and/or penalty points stay on your record for five years.

If y'all receive more than three penalty points during the aforementioned assessment period you'll be charged a premium. Find out how you can reduce the fees of your driver penalty points premium.

Yes, y'all can transfer a vehicle to your ex-spouse without paying PST if:

The transfer is due to a termination of a legal marriage or mutual-constabulary human relationship (where the individuals have been living with each other in a spousal relationship-similar relationship for two years or more)
The transfer is from 1 partner to the other, or from articulation ownership to single ownership
The dissolution of the human relationship is supported by a formal separation agreement or court club.

You will need to provide documentation such as a written separation understanding, spousal relationship agreement, agreement dividing property under the Family Law Act, or a courtroom order. Please talk to your Autoplan broker for more than details.

Phone call Dial-a-Claim at 1-800-910-4222 earlier authorizing any repairs outside the province. Observe out if your motorcar can be repaired where you lot are or whether information technology will demand to exist brought back to British Columbia.

Some repair shops outside B.C. may not accept payment directly from ICBC. You might take to pay for the repairs first and apply for reimbursement when you go back home.

Continue a copy of the repair shop'southward bill and supporting invoices for parts and materials. You will need these for reimbursement.

Our Comprehensive coverage covers damage caused by falling or flying objects. Speak to your Autoplan broker to find out if you're covered.

If you're covered, you tin study straight to an ICBC Drinking glass Repair Network facility to repair the flake or supervene upon the windshield.